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ZOREAL

ZOREAL Identify

Alternatives to Trulioo

Trulioo verifies a document image with OCR and MRZ extraction, binds a selfie to it with passive liveness and face match, and matches personal data against data sources in 195 countries, returning the result to the business running the workflow. ZOREAL Identify is a "Continue with ZOREAL" sign-in on standard OpenID Connect, backed by a credential the person holds in the ZOREAL ID app after a document chip read, a face match and a liveness capture. This page sets the two side by side on mechanism, who holds the result afterwards, what each costs and how data is handled.

Information last reviewed 10 September 2026. Compared: Trulioo Identity Document Verification and Person Verification with ZOREAL Identify. Trulioo’s Business Verification (KYB), Global Bank Verification, Fraud Intelligence, watchlist screening and credit insights are out of scope.

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Where ZOREAL Identify and Trulioo differ

  • The guarantee

    ZOREAL guarantees that the person is real, is not an AI, exists, and is linked to a government-issued ID. One hundred percent, not ninety-nine point nine. ZOREAL is the only solution in the world today that can give that guarantee.

  • Data sources beside a chip read

    Trulioo matches submitted personal data against data sources across 195 countries and verifies more than 14,000 ID documents by OCR and MRZ extraction with passive liveness and face match; NFC chip reading is not stated in the public materials we reviewed. ZOREAL reads one thing, the document’s chip, over NFC at enrolment, re-runs passive authentication on the server against a trust store built from the ICAO Public Key Directory, has the chip prove possession of its private key, and face-matches a liveness capture against the chip portrait; it performs no data-source matching.

  • What a verification costs

    Trulioo publishes no price list: trulioo.com/pricing renders "Book a demo" and no prices, and no free tier, trial, minimum or set-up fee is stated on the pages read. ZOREAL: Free to enrol; Tier A logins free and unlimited on every plan and never charged; only a Tier B login, where identity disclosure is requested, is charged on Premium. Current prices are on the ZOREAL price list at zoreal.com/pricing.

  • Certifications on file

    Trulioo states "Trulioo has been ISO 27001-certified since 2015." and "Trulioo obtained SOC 2 Type 2 in February 2024."; its biometric tests "are certified by an independent third party", with the lab and level not named on the page. Organization-level, as zoreal.com lists them for Bynn Intelligence, Inc.: SOC 2 (attestation), PCI DSS (SAQ A), GDPR (data protection), ISO/IEC 27001:2022 (information security certification) and CSA STAR Level One (cloud security self-assessment). No Identify-specific certification or scheme recognition is stated on zoreal.com as of September 2026.

Side by side

Comparison of ZOREAL Identify and Trulioo, based on public materials reviewed on 10 September 2026.

AttributeZOREAL IdentifyTrulioo
How the identity is boundEnrolment, in the ZOREAL ID app: the document is photographed, its machine-readable zone read and its chip read over NFC. The server re-runs Passive Authentication against its own trust store built from the ICAO Public Key Directory, so the issuing country’s signature over the data is checked on ZOREAL’s side, and the chip proves possession of its private key. A liveness capture with presentation-attack detection is face-matched 1:1 against the chip portrait. The device key is generated in the phone’s hardware, its attestation is verified at registration, and every evidence call carries an app-integrity assertion. Each verified document yields two holder certificates over that key under ZOREAL’s two roots (ECDSA P-384 and ML-DSA-87), one pseudonymous and one carrying the legal name, valid until the document expires. Login: ZOREAL is the OpenID Provider. The holder approves on their phone, a stock OIDC library validates the ID token against ZOREAL’s JWKS, the relying party sets the assurance per request with acr_values, max_age and prompt, and a request that cannot meet its floor is denied, never downgraded. The subject is pairwise per sector, so one ZOREAL ID is reused at every service without being linkable across them; consent is remembered per sector and re-prompted on any new scope."Optical character recognition technology extracts identity document data" and "Machine-readable zone data extraction collects similar information from a passport"; image checks for glare, background, brightness, document alignment and four corners; "Passive liveness technology ensures real people are taking selfies of their own face, while face match capabilities compare the selfie and ID document images"; Person Verification matches submitted data against data sources (trulioo.com product page; developer portal, September 2026). NFC chip reading is not stated in the public materials we reviewed (pages read: product page, developer getting-started, developer IDV overview).
What the relying party receivesTwo halves. Proof that a real human is there: the ID token asserts this is one human (not one account, not one device), with the strength of that claim in a uniqueness field; that a government document chip was read and its authenticity verified, at the month given; and how this session was authenticated, in acr and amr, whether a live human was captured for this login, a registered device key was used, or a session was reused. And, when the relying party requests it and the person consents on the phone, the verified identity: name, birthdate and document details read from the chip, served from userinfo to a confidential client with a verified domain. The person sees every requested claim before approving, and the relying party receives only the scopes it was granted. It is not KYC, not a legal signature, not proof that the person consented freely, and not proof that the person is the one operating the browser.A verification result to the business running the workflow, through the REST API customer transactions endpoints, Workflow Studio or the capture SDKs. A reusable identity or login product is not stated in the public materials we reviewed (pages read: developer portal, product pages).
GuaranteeZOREAL guarantees that the person is real, is not an AI, exists, and is linked to a government-issued ID. One hundred percent, not ninety-nine point nine.Qualitative only on the pages read: "higher verification rates, fewer errors, faster average verification speeds", with no figure and qualifier; biometric tests "are certified by an independent third party", with the lab and level not named (Identity Document Verification product page).
Who issues the credentialZOREAL is the issuer of the ID card: a reusable identity credential that logs in to other websites, with the person controlling the scopes each login discloses.No credential is issued to the person; the result belongs to the business running the workflow. A reusable identity or login product is not stated in the public materials we reviewed (pages read: developer portal, product pages).
Cost to enrolEnrolment in the ZOREAL ID app is always free for the person holding the identity: document scan, chip read and liveness enrollment, re-enrollment, recovery and revocation. Every Tier A login is free without limit on every plan: the pairwise identifier, the assurance block, age-threshold answers and nationality, with 1 client configuration on Free. Answering an identity request is always free for the person.No published price list as of September 2026: trulioo.com/pricing renders "Book a demo" and no prices, and no free tier, trial, minimum or set-up fee is stated on the pages read (pricing page; contact page; developer portal).
Cost per sign-inEnrolment is free: "The ZOREAL ID app is always free for the person holding the identity, from enrollment to recovery", and "Document scan, chip read and liveness enrollment" is "Always free" on Free and Premium. Every Tier A login is free, without limit, on every plan: the pairwise identifier, the assurance block, age-threshold answers and nationality (openid, zoreal.age and zoreal.nationality, available to every registered client). Tier A logins are never charged. A charge applies only to a qualified Tier B login, where the relying party requests identity disclosure (the profile scopes, name, birthdate and document details, and email, which require a verified domain, a confidential client and client authentication), on Premium: "Identify · Identity disclosure", "Name, birth date and document details", "One charge for name, birth date or document details, even when several are returned"; "Identify · Fresh-liveness login", "Coming soon"; "Content and contract signing authorization", "Coming soon". Client configurations per website or app: 1 on Free, 10 on Premium; private-key JWT and mTLS client authentication on Premium. Premium is priced per user, monthly or yearly, with two months free on yearly billing; every organization member is a paid Premium seat; metered usage is charged separately. Enterprise: contact us. Answering an identity request is always free for the person. Current prices are on the ZOREAL price list at zoreal.com/pricing. ZOREAL Identify is the cheapest way to do KYC in the market: free to enrol, free to check, paid only for the higher disclosure tiers.No published price per transaction as of September 2026; each re-verification is a further transaction under terms agreed through sales (pricing page; contact page).
IntegrationStandard OpenID Connect from the provider at id.zoreal.com (discovery, JWKS, token and userinfo endpoints); any stock OIDC library validates the token. One client library per platform: @zoreal/oauth2-react, @zoreal/oauth2-js and @zoreal/oauth2-react-native on npm for the front end, and backends for Node (@zoreal/oauth2-node), Ruby (zoreal-oauth2), Python (zoreal-oauth2), PHP (zoreal/oauth2), Go, Java (com.zoreal:oauth2) and .NET (Zoreal.OAuth2). The React package renders the button and drives the flow itself, with no hosted script and nothing to allowlist in a Content Security Policy. Registration is self-serve in the dashboard (Identify, Assets): redirect addresses, origins and permitted scopes, with domain verification; personal-data scopes require a verified domain and a confidential client."Fast, direct integration for web browsers, iOS or Android": Web, Android and iOS capture SDKs ("three SDKs for easy image capture and upload"), a REST API with customer transactions endpoints for document verification, and a "no-code/low-code Workflow Studio" (product page; developer getting-started, September 2026).
Data handlingThe ID token carries no personal data, ever: a pairwise pseudonym per sector plus the assurance block. Name, birthdate, document fields and email are served only from userinfo, against a ten-minute single-audience access token with no refresh token, and only to a confidential client with a verified domain; a relying party that needs the data again asks the person again. Age is returned as registered yes-or-no thresholds, never an age or a birth year. The document portrait is a separately gated tier and is biometric data under GDPR Article 9 for the relying party that requests it. Consent is remembered per sector and re-prompted on any new scope or claim, and the consent screen shows only what ZOREAL verified about the relying party. ZOREAL, as the OpenID Provider, sees every login: which holder, which relying party, when.California Privacy Notice (May 2024): "We retain your personal information for as long as necessary to fulfill the purposes outlined in this Notice, but no longer than as required or permitted under applicable law or internal Trulioo policy." Retention periods for document images, selfies and biometric data are not stated in the public materials we could read; the Services Privacy Policy URLs returned 404 on 10 September 2026.
Certifications and evaluationsOrganization-level, as zoreal.com lists them for Bynn Intelligence, Inc.: SOC 2 (attestation), PCI DSS (SAQ A), GDPR (data protection), ISO/IEC 27001:2022 (information security certification) and CSA STAR Level One (cloud security self-assessment). No Identify-specific certification or scheme recognition is stated on zoreal.com as of September 2026."Trulioo has been ISO 27001-certified since 2015."; "Trulioo obtained SOC 2 Type 2 in February 2024."; GDPR alignment stated (security page). The liveness testing lab and level are not named in the public materials we reviewed (pages read: product page, security page).

Third-party details on this page reflect what each provider publicly stated on the review date shown above and may have changed since. Where a provider does not state something publicly, this page says so rather than assuming. Statements about what Trulioo offers reflect its public materials on the review date; absence of a feature from those materials does not mean it is unavailable. ZOREAL's current prices are on the ZOREAL price list.

Where ZOREAL Identify and Trulioo agree

Both start from the same evidence: a government identity document and a live face. Trulioo extracts the document data by OCR and from the machine-readable zone, checks the image for glare, alignment and four corners, and binds a selfie to it with passive liveness and face match. ZOREAL ID enrolment photographs the document, reads its machine-readable zone, reads the chip over NFC, checks the issuing country’s signature over the chip data on ZOREAL’s side, and face-matches a liveness capture against the chip portrait. The bar is the same one: a real document and a real person, bound together.

Both also state a retention position in a public notice and both hold organization-level certifications rather than a scheme recognition for the identity product. Trulioo states ISO 27001 since 2015 and SOC 2 Type 2 since February 2024, and that its biometric tests are certified by an independent third party. ZOREAL’s standards are Bynn Intelligence’s organization-level ones, SOC 2, ISO/IEC 27001:2022, PCI DSS, GDPR and CSA STAR Level One, with no Identify-specific certification or scheme recognition stated. Neither page set names an iBeta level.

Where they differ is what is matched and who holds the result. Trulioo adds data-source matching across 195 countries and returns the result to the business running the workflow, under terms agreed through a demo and a sales conversation. ZOREAL matches nothing against a data source; it verifies the chip and the face at enrolment, issues the credential to the person, and the person reuses it as a sign-in at every relying party with a different pairwise identifier at each sector, at a published price. A business that needs data-source KYC and a verified-human login can run both.

ZOREAL Identify may fit you if

  • You want a sign-in rather than a check: a "Continue with ZOREAL" button on standard OpenID Connect that returns a pairwise pseudonymous identifier for a human verified against a government document chip
  • You want the document’s chip read and its authenticity verified at enrolment, not only the printed image checked
  • You want published pricing with no sales call: free enrolment, every Tier A login free without limit, and a charge only on a Tier B login where you request identity disclosure
  • You want the person, not your database, to hold the credential, and to reuse it at every service without being linkable across them

Trulioo may fit you if

  • You need person verification against data sources across 195 countries, or business verification of 700 million entities; ZOREAL Identify is not KYC
  • You must verify people who will not install an app: web, iOS and Android capture SDKs run in your own flow
  • You want a no-code workflow builder for onboarding alongside the verification checks
  • You need document coverage stated at more than 14,000 ID documents

Other alternatives to Trulioo

35 more vendors compared under ZOREAL Identify, from their own public materials.

All 36 Identify comparisons

Common questions

How we compared

This comparison is based on publicly available information from Trulioo’s official website, documentation, pricing and published materials, and on ZOREAL’s own published product pages and pricing, as reviewed on 10 September 2026. Features, pricing and availability may change at any time. Verify current details directly with each provider before deciding.

Nothing on this page is legal advice. Which electronic signature method satisfies which law, what level of identity assurance a regulation requires, and whether a content signature or provenance mark meets a given standard all depend on the jurisdiction and the regulator’s guidance. ZOREAL Sign asserts no legal effect for the signatures it records. Confirm your obligations with qualified counsel before choosing a method.

Sources

ZOREAL is operated by Bynn Intelligence, Inc. and is not affiliated with, sponsored by, or endorsed by Trulioo. Third-party names and trademarks are the property of their respective owners and are used only to identify the products being compared.

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